Save Your Car-Insurance Payments from Growing
Automobiles are a blessing you cannot deny. They have made what essentially took hours, a journey of mere minutes. However, owning a car is not as same as it was probably a decade or two ago. Today, the maintenance itself costs a fair buck, out of your paychecks. Consider the car insurance, for instance.
While there are many good car insurance companies, an equal amount in the market makes the most of each and every opportunity to empty your pocket. In other words, a lot of companies tend to add to the insurance, despite the fact that in an accident, you are not at fault. Let us go through a few reasons why a certain insurance company may raise your insurance fee in the said circumstance.
Series of Events
There are many drivers for whom getting in an accident is a rare event. On the other hand, for others, it is a part of their routine. If you are part of the former group, there is a fair chance that your insurance fee may not be increased, even if you are to blame. But at the same time, if bumping into cars is somewhat a habit of yours, you can expect an upward inclination in your insurance fee, even if you are not at fault.
Potential Risks
The thing about insurance companies is that they charge on the probability of your car accidents to happen. This may include things like your history of road rage or anything of the sort. This is in addition to the number of times you have gotten into a car accident in the past. The good part is that such companies do take into consideration if a certain minor accident in the past was not your fault. However, frequent major accidents may call for an increase in the premium.
Cases against You
While almost all the car accidents are subject to investigation, one-car accidents drop the entire blame on your shoulders. This is regardless of the reason why the accident happened in the first place. If there is only your car involved, you are the culprit in the eyes of the car insurance company 100% of the times. In other words, you are likely to see an increase in your payments in case of a one-car accident.
Police Aren’t the Authority
A lot of people go to an insurance company stating that the police officer called the accident to be a fault of the opposite driver. This does not make a case in your favor because a police officer is not the authority to determine the one at fault, a representative of the insurance company is. He or she is the one to be convinced. These representatives take detailed measures and are experts in identifying the person at fault.
A car in a good condition can help lessen potential accidents. This is why you should replace your existing auto engine with the one offered by EngineWorld. We import the best used engines and transmissions from Japan. For more information on our imported used engines, or to place an order, dial (800) 903-4430.
Sources
http://classroom.synonym.com/insurance-up-accident-wasnt-fault-16011.html
http://agentchris.com/will-my-rates-go-up-if-i-have-an-accident-or-file-a-claim/
Related posts
Common Mistakes Drivers Make When Buying A New Engine
Your car’s engine is one of the most important parts of your vehicle. Unfortunately, many drivers have common misconceptions about what to look for in a new or used engine. This often leads to mistakes that can be costly later on. But how can you be sure you’re not making a mistake when you’re investing […]
Top 3 Ranked Japanese Engines
In 2016, the top three goods that were imported were: vehicles, machinery, electrical machinery. The reasons why America bought $50 billion worth of automobiles from Japan in 2016 is because of the vehicles’ reliability and high-quality engines. If you are looking to buy the best Japanese engines, low mileage Japanese engines, used Japanese transmissions, or […]
Advances in Engine Technology
Cars aren’t going anywhere in the foreseeable future. Toyota alone is estimated to produce over 11 million cars in 2023. Having a high quality engine is one of the most important parts to overall car health and performance. Whether you are looking for a used Japanese engine, or new imported engines from Japan, it is […]